FinCalc KO

Loan Interest Calculator

Enter the loan amount, annual interest rate, and term to calculate your monthly payment and total interest. Assumes equal principal-and-interest repayment.

Monthly payment โ€”
Total payment โ€”
Total interest โ€”
Principal 0%  ยท  Total interest 0%

* Assumes equal monthly installments; actual terms may differ.

How to use

  1. Enter the amount you want to borrow.
  2. Enter the annual interest rate (e.g. 4.5).
  3. Enter the loan term in years.
  4. Review the monthly payment and total interest.

Compound ยท Currency

Frequently asked questions

Are the results accurate?

We use standard financial formulas and official rates, but results are for reference only. Confirm important decisions with a professional.

Is my input data stored?

No. All calculations run only in your browser โ€” nothing is sent to or stored on our servers.

Is it free to use?

Yes, completely free, with no sign-up or login required.